Monthly budget sheet for personal finances. Includes budget lines for fixed expenses and variable expenses, and lines for actual fixed and variable expenses. Better understand your personal financial needs to inform your business projections.
Monthly budget sheet for personal finances. Includes budget lines for fixed expenses and variable expenses, and lines for actual fixed and variable expenses. Better understand your personal financial needs to inform your business projections.

Personal Budget Sheet – Monthly

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Build Your Personal Budget

Do you know what you need to make in order to survive? You need to know what your personal budget is, especially if your business is your only source of income. The Personal Budget Sheet is a worksheet you can use on a weekly, bi-weekly, or monthly basis to track your budgeted expenses and compare them against your actual spending.

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Personal Budget Sheet

Build Your Personal Budget

Do you know what you need to make in order to survive? You need to know what your personal budget is, especially if your business is your only source of income. The Personal Budget Sheet is a worksheet you can use on a weekly, bi-weekly, or monthly basis to track your budgeted expenses and compare them against your actual spending.

Words to Know

Budget – What do you think you are going to spend on an expense?

Actual – What you spent on an expense.

Fixed Expenses – Expenses that occur at the same time each month or year, and the cost does not change. Examples include rent, car payments, insurance payments.

Variable Expense – Expenses that do not occur regularly or do not have a fixed amount. Examples include groceries, gas, tolls, entertainment.

Total – The total amount budgeted to spend in a given period of time.

Actual – The actual amount spent in a given period of time.

Variance – The difference between the budgeted and the actual amount spent in a given period of time.

Learn more about creating your personal budget.

 

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